What Faith Is Really All About
For what faith basically means is just that this shortfall we all have in our love is made up by the surplus of Jesus Christ’s love, acting on our behalf. He simply tells us that God himself has poured out among us a superabundance of his love and has thus made good in advance all our deficiency. Ultimately, faith means nothing other than admitting that we have this kind of shortfall; it means opening our hand and accepting a gift. In its simplest and innermost form, faith is nothing but reaching that point in love at which we recognize that we, too, need to be given something. Faith is thus that stage in love which really distinguishes it as love; it consists in overcoming the complacency and self-satisfaction of the person who says, “I have done everything, I don’t need any further help.” It is only in “faith” like this that selfishness, the real opposite of love, comes to an end. To that extent, faith is already present in and with true loving; it simply represents that impulse in love which leads to its finding its true self: the openness of someone who does not insist on his own capabilities, but is aware of receiving something as a gift and of standing in need of it.
from What It Means To Be A Christian by Cardinal Joseph Ratzinger (Pope Benedict XVI) pp. 74-75